3 – 8 years
Not Disclosed
Thane,Maharashtra, Navi Mumbai,Maharashtra, Mumbai (All Areas)
Time and Venue
26 December – 29 December , 1.00 PM – 6.00 PM
SitusAMC, Unit 301, 3rd floor, Building No.4, Gigaplex Estates, Airoli Knowledge Park, MIDC, Airoli (West), Navi Mumbai – 400708
Contact – Archana Karpe
Job description
Walk-in drive at SitusAMC for US Residential Mortgage
Interview Details:
Walk-in Date: 26 December till 29th December
Walk-in Time: 1:00 PM – 6:00 PM
Address: SitusAMC, Unit 301, 3rd floor, Building No.4, Gigaplex Estates,
Airoli Knowledge Park, MIDC, Airoli (West), Navi Mumbai – 400708
POC: Archana Karpe / Ashwini Shringare
Kindly walk in with an updated copy of your resume along with Govt.ID (Adhaar card/PAN card/Driving license)
ROLES AND RESPONSIBILITIES:
Review loan files for completeness and accuracy including but not limited to application and closing package, disclosures and their timelines, compliance report.
Gather accurate data from appropriate documents to calculate APR tolerances, cash to/from borrower, fee thresholds/ tolerances calculations, reserves or impounds,
Determine and document loan conditions, communicate requirements, and/or decisions.
Identify portfolio risks resulting from the client’s underlying business practices.
Such other activities as may be assigned by your manager.
SKILL SETS REQUIRED:
Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA
Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
Analysis of Credit Reports and Bank Statements
Basic working knowledge of US Mortgage Residential disclosures, fees and closing documents Note, Title, Purchase Contract, Security Instrument, NMLS, Valuation, GFE, HUD, Loan Estimate, Closing Disclosure, TIL, RTC, Net Tangible Benefit, Insurance docs, Flood Cert, FHA Connection and Valuation documents
Working knowledge of TRID, TILA and HOEPA timelines and fee tolerances would be preferred.
Experience on industry-recognized Compliance tools such as Compliance Ease, Mavent, Predprotect or Compliance Eagle would be preferred.
QUALIFICATIONS/ REQUIREMENTS:
3+ years of recent US Mortgage underwriting (5 years preferred) and/or due diligence (post-close) experience in the residential mortgage industry.
Graduation is a Must
Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations and understanding of mortgage regulatory changes.
High producer with attention to quality
Excellent communication skills to write clear sitps/ conditions/ exceptions on loan files.
Strong commitment to customer service and satisfaction
Excellent time management skills
Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices.
Detail-oriented, with superior verbal and written communication skills
Strong PC skills, with demonstrated proficiency with Microsoft Office.
Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service.
Interview Details:
Walk-in Date: 26th December till 29th December
Walk-in Time: 1:00 PM – 3:00 PM
Address: SitusAMC, Unit 301, 3rd floor, Building No.4, Gigaplex Estates, Airoli Knowledge Park, MIDC, Airoli (West), Navi Mumbai – 400708.
POC: Archana Karpe/ Ashwini Shringare
Role: Operations – Other
Industry Type: Financial Services
Department: Customer Success, Service & Operations
Employment Type: Full Time, Permanent
Role Category: Operations
Education
UG: Any Graduate
